Privacy Policy
Bay Credit Union Limited may collect personal information from me, from product and service arrangements I have made with or through you, from credit bureaus and other financial institutions, and from the references I have provided you.
Bay Credit Union may collect, use and disclose my personal information for the following purposes:
- To provide me with financial services
- To understand my financial and banking needs
- To develop, manage and deliver products and services to me
- To determine my eligibility for different products and services
- To ensure that I receive a high standard of service
- To meet regulatory requirements
- To manage and transfer the assets and liabilities of Bay Credit Union: and
- To verify my identity
Bay Credit Union may provide my personal information to credit bureaus and other financial institutions and, with my consent, to other parties. Bay Credit Union may share my personal information with its employees and business partners, but only as needed for the provision of products and services.
Bay Credit Union may also use my personal information to introduce products and services that may be of interest to me through contacting me directly (via mail, telephone calls or e-mail only), and share it, (subject to applicable law) for marketing purposes within Bay Credit Union.
At any time, I can choose to opt-out of receiving direct marketing or sharing my personal information for marketing purposes. To opt-out, I will contact you in the branch or by telephone.







