142 South Algoma Street
Thunder Bay, ON P7B 3B8

Phone: (807) 345-7612
Email: info@baycreditunion.com


Investment Loans

Our investment loans are designed to help you catch up on your contributions for retirement.

Often our investment planning and contributions take second place in life.  To help you catch up, we offer Short-Term Investment Loans for smaller amounts and Long Term Investment Loans for larger contributions and longer re-payment terms.


  • Allows for smaller loan amounts
  • Flexible repayment over a 1-year period
  • Reusable credit for future contributions
  • No fees or penalties for lump-sum payments


  • Borrow larger amounts at competitive rates
  • Flexible repayment options and terms
  • Top up annual contributions to increase your tax refund