80 Years
Strong
in 2026
WELCOME TO BAY CREDIT UNION
What can we help you with today?
Become a Member
Truly local. Discover how BAY puts people before profits. With member-driven service, competitive rates, and a committement to financial well-being, you can trust that your money is working to build a stronger, more sustainable Thunder Bay.
Annual Spring Charity BBQ- June 25th, 11am-2pm
Join us at our Algoma Branch (142 Algoma St. S.) on Thursday June 25th, from 11 am- 2 pm. Proceeds in support of Dew Drop Inn!
Rates as low as 4.99%!
Adventure starts here!
OCUF Youth Succeed Bursary
The Foundation provides funding for the CU Succeed Youth Bursary program open to resident Ontario post-secondary students in need of financial assistance for academic, technological, or vocational training.
with a BAY Visa Card!
0% interest for 12 months*
Take a break from high credit card interest rates when you transfer your balance to a BAY Credit Union Visa Card. Take advantage of 0% interest for 12 months* with a one-time transfer fee of 3%.
Online Investing
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Where You're Growing
Credit Union Difference
Student Bursaries
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