80 Years
Strong
in 2026
WELCOME TO BAY CREDIT UNION
What can we help you with today?
Become a Member
Truly local. Discover how BAY puts people before profits. With member-driven service, competitive rates, and a committement to financial well-being, you can trust that your money is working to build a stronger, more sustainable Thunder Bay.
Community Giving
Giving back to our local communities through student bursaries, signature donations that fund local initiatives, charity BBQ's, and socially responsible efforts that promote financial well-being and community development.
80th Anniversary Rate Specials
Celebrating members, old and new, with rate specials!
OCUF Youth Succeed Bursary
The Foundation provides funding for the CU Succeed Youth Bursary program open to resident Ontario post-secondary students in need of financial assistance for academic, technological, or vocational training.
with a BAY Visa Card!
0% interest for 12 months*
Take a break from high credit card interest rates when you transfer your balance to a BAY Credit Union Visa Card. Take advantage of 0% interest for 12 months* with a one-time transfer fee of 3%.
Online Investing
Connect with Qtrade for quick and easy access to a wealth of investing resources
Where You're Growing
Credit Union Difference
Student Bursaries
Get Social
