80 Years
Strong
in 2026
WELCOME TO BAY CREDIT UNION
What can we help you with today?
Become a Member
Truly local. Discover how BAY puts people before profits. With member-driven service, competitive rates, and a committement to financial well-being, you can trust that your money is working to build a stronger, more sustainable Thunder Bay.
Charitable Giving
Learn more about BAY Credit Union's charitable giving in our community, through signature donations, charity BBQ's and social responsibility recognition.
BAY's next Charity BBQ - Thursday, September 10th, 2026
Join us from 11:00 a.m. to 2:00 p.m. at 406 N. Cumberland Street for Bay Credit Union’s Annual Fall Charity BBQ in support of Evergreen – A United Neighbourhood.
We’ll be serving hot dogs, smokies, hamburgers and drinks. Stop by for lunch and help us support a wonderful local organization!
Applications now open!
Nominate extraordinary community members
Homeownership with BAY!
with a BAY Visa Card!
0% interest for 12 months*
Take a break from high credit card interest rates when you transfer your balance to a BAY Credit Union Visa Card. Take advantage of 0% interest for 12 months* with a one-time transfer fee of 3%.
Online Investing
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