Personal Accounts
Explore personal accounts with service and style. We’ve designed packages to suit our community with flexible options for everyone. Enjoy no service fees for in-branch and electronic transactions after age 59.
Find the account that's right for you.
Student Package
Overview
For students of any age. Those 18+ need to provide proof of enrollment in post-secondary education. If no proof is provided, the account will be changed to a Bronze package and subject to those package terms.
Key features
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30 free in-branch/self-serve transactions
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No monthly fee
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Unlimited in-branch deposits and withdrawals
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Overdraft protection available on approved credit
Gold Chequing
Overview
A chequing account with all the bells & whistles included.
Key features
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Unlimited in-branch/self-serve transactions
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$23.95 monthly fee
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Unlimited in-branch deposits and withdrawals
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Overdraft protection available on approved credit
Silver Chequing
Overview
A full-service chequing account with plenty of flexibility.
Key features
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60 free in-branch/self-serve transactions
Bronze Chequing
Overview
A low-fee chequing account for everyday use.
Key features
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30 free in-branch/self-serve transactions
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$6.95 monthly fee
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Unlimited in-branch deposits and withdrawals
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Overdraft protection available on approved credit
Spend and earn with the perfect credit card for you
Discover our credit card options for personal and business use.
Save for a rainy day and reach your financial goals
We offer investment options like term deposits, TFSAs, and RRSPs.
Learn more about who we are at BAY Credit Union
Find out about our history, our mission and values, and our board of directors.
