Opening an Account
How to Join!
Fill out a Membership Application! (You will be required to visit your branch of choice to verify your identity and make a $35 deposit into your Membership share account).
Start your Membership Application
We are confident that you will be satisfied with our full range of financial services and products including:
- Term Deposits/GIC Index Linked RESP, RRSP, RRIF, and TFSA
- Loans and Mortgages
- Line of Credit and Authorized Overdrafts
- MemberCard™ Debit Card -
- ATM Transactions at participating ATM’s worldwide
- POS (Point of Sale) Interac/Debit Transactions
- Save it Up! Savings feature on card
- Card Alert Fraud Detection
- 24 Hour Telephone & Internet Banking
- Direct Deposit/Withdrawal
- Bill Payments
- VISA™ Credit Cards
- Money Orders
- Travel Insurance
- Foreign Exchange
- Access to over 70 International Currencies
- Safety Deposit Boxes
- Business Accounts
- Community Accounts
- Wire Transfers
- E-Transfers
Call us today to set up an appointment (807) 345-7612!
Why BAY Credit Union?
We are owned by our customers – our members! And, because we are locally owned, every penny of our profit goes back into expanding services, paying dividends and loan rebates to our members, and to serving our local community.
Our current requirements to open a personal account are:
- two pieces of valid Government I.D. (excluding Provincial Health Card where prohibited) and one piece must be photo I.D. For a list of acceptable I.D., click here;
- $35 for Capital Share deposit; and
- a piece of mail to verify current address.
We are confident that you will be satisfied with our full range of financial services and products!
Terms and Conditions
Download the current copy of the Terms and Conditions of Membership
