We are owned by our customers–our members! Because we are locally owned, every penny of profit goes back into expanding services, paying dividends and loan rebates to our members, and serving our community.
Join in-branch
Simply drop by your nearest branch and speak to one of our friendly member service representatives.
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Fill out a membership application
You’ll have to visit your branch of choice to verify your identity and make a $35 deposit into your membership share account.
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Why BAY Credit Union?
We’re a financial institution dedicated to serving our members. We offer competitively priced deposits, loans, mortgages, and registered plans. We also offer investment services and financial planning.
We deliver services in many ways to serve you
Bank in person, via ATM, online or by phone. We offer virtually everything that you would find at a bank but provide our services at low cost to our members!
Learn more about your banking options with BAY Credit Union
Find mobile banking, small business online banking, and more.
Explore our range of chequing and savings accounts
Find the perfect account for your short-term and long-term goals.
Learn more about who we are at BAY Credit Union
Find out about our history, our mission and values, and our board of directors.
