Daily Transactions |
Previous Fee |
Current Fee |
Personal Accounts |
|
|
|
In-Branch Deposit |
N/C |
N/C |
|
In-Branch Withdraw |
N/C |
N/C |
|
Transfer between accounts |
N/C |
N/C |
|
In-Branch Bill Payment |
1.25 |
1.00 |
|
Online/Telephone Bill Payment |
N/C |
N/C |
|
eTransfer Receive |
N/C |
N/C |
|
eTransfer Send |
1.50 |
1.00 |
|
Preauthorized Deposits |
N/C |
N/C |
|
Preauthorized Debits |
.75 |
1.00 |
|
ATM/Remote Capture Deposits |
N/C |
N/C |
|
ATM Withdraw Bay CU ATM’s |
N/C |
N/C |
|
ATM Withdraw All Other ATM’s |
1.25 |
1.00 |
|
ATM Balance Inquiry |
.60 |
N/C |
|
Point of Sale Purchase |
.75 |
1.00 |
|
Cheque Clearing |
.75 |
1.00 |
Service Fees
Business Accounts |
|
|
|
In-Branch Deposits |
1.50 |
1.00 |
|
In-Branch Withdraw |
N/C |
N/C |
|
Transfer between accounts |
1.50 |
1.00 |
|
In-Branch Bill Payment |
2.00 |
1.00 |
|
Online/Telephone Bill Payment |
N/C |
N/C |
|
eTransfer Receive |
N/C |
N/C |
|
eTransfer Send |
1.50 |
1.00 |
|
Preauthorized Deposits |
.85 |
1.00 |
|
Preauthorized Withdraw |
.85 |
1.00 |
|
ATM Deposit |
1.25 |
1.00 |
|
ATM Withdraw Bay CU ATM’s |
N/C |
N/C |
|
ATM Withdraw All Other ATM’s |
1.25 |
1.00 |
|
ATM Balance Inquiry |
.60 |
N/C |
|
Point of Sale Purchase |
.85 |
1.00 |
|
Cheque Clearing |
1.00 |
1.00 |
Other miscellaneous service fees apply for certain services requested such as, but not limited to, Drafts, Stop Payments, and Non-Bay CU/Non-Exchange Network ATM fees. These miscellaneous service fees do not vary based on account type and are charged at the time of or on the day of the specific transaction. See below.
Miscellaneous |
Current Fee |
Personal Accounts |
|
|
Mail-Out Statement monthly |
5.00 |
|
Mail-Out Statement PGT Account monthly |
3.00 |
|
Chargeback/Dishonored Item |
N/C |
|
Account Closure within first 6 months |
35.00 |
|
Balance of Account Transfer Out |
30.00 |
|
Registered Account Transfer Out (RSP/RIF/TFSA) |
100.00 |
|
TFSA Withdraw from fixed term |
100.00 + int penalty |
|
RSP Withdraw from fixed term |
100.00 + int penalty |
|
GIC Withdraw from fixed term |
100.00 + int penalty |
|
Estate Monitoring – Inactive Estates review |
25.00/month |
|
Estate Closing – based on complexity |
50.00-100.00 |
Business Accounts |
|
|
Business Cash Handling Fee |
$1.50 per $1000 |
|
Business Deposit Book |
5.00 |
|
Bank Confirmation Letter |
45.00 |
|
Mail-Out Statement monthly |
15.00 |
|
Mail-Out Statement Community Account monthly |
3.00 |
|
Chargeback/Dishonored Item |
6.00 |
General |
|
|
Annual Membership Dues |
10.00 |
|
E-Statements |
N/C |
|
Official Cheque/Bank Draft CAD |
7.00 |
|
Official Cheque/Bank Draft USD |
8.00 |
|
POS/ATM – USA |
3.00 |
|
POS/ATM – International |
5.00 |
|
Unauthorized Overdraft - per occurrence |
7.00 |
|
Overdraft Auto-transfer |
2.00 |
|
NSF Returned Item |
45.00 |
|
NSF Returned Item Payable to Self |
60.00 |
|
Garnishment/Requirements/Demand |
|
|
-Receipt and Initial remittance |
50.00 |
|
-Per Additional remittance |
20.00 |
|
Non-member Bill Payment |
3.00 |
