142 South Algoma Street
Thunder Bay, ON P7B 3B8

Phone: (807) 345-7612
Email: info@baycreditunion.com


Personal Loans

A loan can allow you to take advantage of discounts or sales, lower your monthly debt payments, or take care of immediate needs.  They’re approved quickly, come with flexible payment options and a choice of fixed or variable interest rates.  And, you can repay a Bay Credit Union loan as quickly as you like without penalty!

Specialty Loans

Demand Loan

Short-term loans designed to help members who might need quick access to funds for a specific project or purpose. Bridge Loan:  Similar to a Personal Loan, our Bridge Loan comes with a variable rate and is ideal for when you’re waiting on additional financing to come through.  Unique terms apply.


  • Flexible repayment options: weekly, biweekly, semi-monthly, or monthly repayments
  • Repay your loan without penalties
  • Loans approved in your local branch
  • Secure your loan to obtain better rates